You wouldn’t think that one of your worst nightmares would start with trying to cash a check for thousands of dollars. But this is what happened to 28-year old Ikenna Njoku, who found that simply trying to cash a legitimate check would put him in jail for four days and cause him to lose both his car and his job.
Njoku, a construction worker, had just purchased his first home and received a rebate for first time home buyers on his tax return. He had the rebate directly deposited in his Chase checking account. But he found that by the time the rebate arrived into his account, Chase had already closed it. The bank had then mailed him $8,463.21 in a bank check.
Njoku then did what anyone else would do – he went to Chase to cash his check. The teller didn’t seem to believe that he was a legitimate customer.
“When I walked in, the teller looked me up and down and asked if I worked for Chase,” he said. “She asked me questions like where did I get the check from. I sat there for half an hour while they researched the check.”